Term Assurance advice at

Carty Cullen

Term Assurance is a life assurance policy for which you choose the level of cover you need and the length of time you need it. At the end of the specified term, the cover ceases. It’s as simple as that. The premiums and benefits remain level over the term of the policy.

Optional Extras:

Conversion:

 A conversion option allows you to change your policy to a range of other policies to suit your needs, without the need for further medical evidence.

Indexation:

You can increase the level of cover by up to 5% per annum. This allows you to maintain the value of your cover in real terms.

Serious Illness:

This option pays a lump sum benefit on the diagnosis of certain serious illnesses.

There are numerous other optional extras to suit your needs. The above are the main ones.

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